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ggrobot
Elite Member
Joined: 28 May 2004
Posts: 53575
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 Posted: Sun Feb 08, 2026 1:34 am Post subject: HP has Laptop Subscriptions Now [65031] |
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HP now offers laptop subscriptions! Linus Tech Tips explores the program's details, comparing costs to outright purchases and examining included services like data plans and support. I will never pay a monthly fee for a laptop!
I will never pay a monthly fee for a laptop!
I will never pay a monthly fee for a l
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Source: GGMania headlines
GGMania.com - Daily Gaming and Tech news |
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Sabot
Elite Member
Joined: 11 Jun 2004
Posts: 2398
Location: The Dark Side of The Moon
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| Posted: Sun Feb 08, 2026 2:06 pm Post subject: |
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So what's new? Do you realize a generation (or two) no longer OWN anything!
Mobiles,cars are all on monthly contracts -signed to for up to 48 months.Cars are now on PCP deals -again, nobody i know owns their car anymore (other than us)
https://carfinancesaver.co.uk/blog/do-you-own-the-car-on-pcp/
| Quote: | One increasingly popular car finance option, PCP (Personal Contract Purchase), promises flexibility. But, does it actually make you the owner? Let’s dive into what PCP car finance entails, so you’ll know exactly what you’re getting into.
What is PCP car finance?
With PCP car finance, you’re essentially leasing a car with the option to buy at the end of your agreement. Unlike traditional finance or outright ownership, PCP divides your payments into a series of monthly instalments followed by an optional final payment. Here’s a snapshot of how PCP works:
Deposit: You start with an upfront payment, often 10% of the car’s price.
Monthly Instalments: Fixed monthly payments follow, covering the car’s depreciation over the contract term (usually 2-4 years).
Final Payment (Guaranteed Minimum Future Value – GMFV): If you want to keep the car, you’ll pay a larger, final sum known as the GMFV.
During the contract, the car isn’t technically yours. The finance provider owns the vehicle until you make that final payment. Each monthly payment simply lets you drive it. |
God knows what your generation do in your country, but money isn't a prerogative to them. They just want the *latest* up to their eyes in debt on monthly payments inc Uber eats, Just Eat delivery, Netflix,Cable subscriptions, and of course laptop/PC rental deals.
Younger people in my country are on 60 year mortgages! They -again- will NEVER own a house. But the media illegally calls them 'home owners'! Your NOT until you pay that final mortgage payment. If you default the bank or building society will reposes the house and you will be homeless. So you are *NOT* a home owner |
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Tom
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Joined: 07 Jun 2004
Posts: 4289
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| Posted: Sun Feb 08, 2026 7:32 pm Post subject: |
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| I hate hypocrisy. I won't pay for a laptop but I'll pay a monthly fee to play a game. Guaranteed this dweeb does. HP sucks shit anyway, only a person with no brain buys an HP laptop. Had 2 and I def had no brain, but they weren't for me haha and person I was dealing with liked HP (eww). They were filled with bloatware shit that had to be removed. Both died for inexplicable reasons. Something on motherboard fried. Warranty over. Wouldn't touch anything that says HP on it. All garbage. |
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