Non-subscribers ("Silver Players") don't get all of that. Most importantly, they don't get complete control over what powers their heroes get. Instead, they can only create heroes by choosing an Archetype. Though the power progression is predefined, the player can tailor the powers with their choice of Advantages. Silver Players are also limited in other ways such as inventory, bank and marketplace space. Of course, Silver Players retain full control over how their character looks using the costume editor. They also get access to all the zones and levels. If you decide to switch from Gold to Silver, your characters will still be there. However, you won't be able to play them until either you re-subscribe or you convert them into Silver characters. Exactly how this will work is still being determined. There are several other ways that Gold Members and Silver Players differ. We have a Features Matrix published right here with the exact differences.